5 Simple Techniques For 債務舒緩債務重組分別 - 【iva-drp.top】
5 Simple Techniques For 債務舒緩債務重組分別 - 【iva-drp.top】
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A financial debt reduction buy is a solution obtainable if You aren't in the position to afford to pay for any payments to men and women you owe to. It freezes debts for the 12 months at which era These are written off In the event your circumstances haven't improved.
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香港有不同的債務重組公司，每間公司所提供的服務內容以至收費均有不同。欠債人亦先了解不同公司的計劃，以作出最後決定。
An IVA is about up and managed by an insolvency practitioner. They exercise your repayment program, that may consist of facts regarding how A great deal you’ll pay back every month and how much time the strategy will last.
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本公司的分析專員經驗豐富，曾處理過為數不少重組債務成功個案，對重組債務程序亦非常熟悉。
香港債務舒緩或重組邊間好? 本會在處理債務問題上會根據你的實際情況，給予你一些確實的建議和適合你的舒緩方案。除此之外，我們亦會為債務人提供適切的支援及幫助，包括一些心理輔導和法律上的援助，更會定時舉行一些理財教育活動，讓大家學懂如何妥善理財，避免在一次出現債務問題；同時亦會有一些培訓及就業支援，讓債務人在償還債務的同事能夠有一份穩定的收入，繼續過一些正常的生活。當然我們亦非常注重債務人和家人的精神健康，會適當地給予一些心理輔導，希望能夠舒緩他們因債務已帶來的一些心理壓力。
You are able to involve any volume of personal debt within your IVA. There won't be 債務舒緩收費 any bare minimum or maximum limitations. The expenses for an IVA are high so When your full debt is fewer than £10,000 an IVA may not be the best choice.
Although IVA payments are agreed firstly with the arrangement, they will go up or down If the instances transform.
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債務舒緩毋須經過任何法律程序，而是由欠款人及債主自行磋商新的還款方案，因此較為適合欠債額較低、或從事敏感工作的人士
而兩者另一個重要之別是，債務重組申請人只需留起每月薪金的一部分作還款之用，餘額可自由使用；破產申請者的生活卻需被破產官監察，入息在扣除基本生活費後，餘額需由破產官安排作還債之用。
An IVA may very well be worth thinking about Should you have a sizable level of personal debt that you are unable to pay off. It may be a choice to take into 債務舒緩邊間好 consideration if you want to circumvent creditors from taking your property through bailiff action or repossession.
A person Voluntary Arrangement (IVA) is a authorized settlement among both you and your creditors that can assist you repay your debts at an affordable fee.